Everything You Need to Know About Gold & Silver Prices in Bangladesh
Gold and silver have always held a prestigious status in Bangladesh, representing financial security, cultural heritage, and standard investments. Whether you are planning to purchase bridal jewelry or looking to invest in precious metals, staying updated with the latest gold price in Bangladesh today is crucial. Our real-time data syncs directly with local market standards to provide you with the most accurate pricing.
How Today's Gold Rate in Bangladesh BDT is Determined
Official gold rates in Bangladesh are set and regulated by the Bangladesh Jewellers' Association (BAJUS). BAJUS regularly adjusts retail gold prices based on several factors, including:
- International Spot Market Price (XAU/USD): Global spot pricing is the foundation of local gold value, measured per troy ounce (31.103 grams).
- US Dollar to BDT Exchange Rate: Because gold is traded internationally in USD, fluctuations in the value of the Bangladeshi Taka against the US Dollar directly impact local prices.
- Import Tariffs, Duties & Taxes: The government of Bangladesh imposes customs duties and processing fees on raw gold importations.
- Market Supply and Demand: Seasonal demands, especially during the wedding season, can shift local retail markups.
Understanding Gold Purities: 22K, 21K, 18K & Traditional Gold
When purchasing gold jewelry, the "Karat" (K) indicates the purity of the metal. Here is the breakdown:
| Karat Grade | Gold Purity % | Hallmark Seal | Metal Mix / Composition | Recommended Jewelry Use Case | Value Retention |
|---|---|---|---|---|---|
| 22 Karat (22K) | 91.6% Pure Gold | 916 | 8.4% Copper, Silver & Zinc | Bridal necklaces, heavy chains, wedding bands | Highest (approx. 90-92% resale value) |
| 21 Karat (21K) | 87.5% Pure Gold | 875 | 12.5% Copper & Silver | Traditional bangles, earrings, intricate sets | Excellent (approx. 85-88% resale value) |
| 18 Karat (18K) | 75.0% Pure Gold | 750 | 25.0% Alloy metals (Silver/Zinc) | Diamond settings, stone-studded rings, modern daily wear | Good (approx. 72-75% resale value) |
| Traditional | Varies (Below 70%) | None (Sanatan) | Uncertified/Recycled alloy mix | Vintage ornaments, older family heirloom items | Lower (resold by purity analysis) |
As shown in the comparison, higher Karat ratings mean a higher percentage of pure gold, giving the jewelry a deeper yellow color. However, lower Karat metals are harder and more durable, making them ideal for stone settings like diamonds.
Gold Weight Measurement System in Bangladesh
In Bangladesh, jewellers use a combination of local metrics (Bhori, Anna, Rati, Point) and metric grams. Use this conversion cheat sheet for your calculations:
- 1 Bhori (ভরি / Vori) = 11.664 Grams
- 1 Bhori = 16 Anna (আনা)
- 1 Anna = 6 Rati (রতি)
- 1 Bhori = 96 Rati (রতি)
- 1 Rati = 10 Points
Step-by-Step Jewelry Billing Guide with Calculation Example
Buying jewelry in Bangladesh is not just about the weight of the metal. Shops calculate the total price based on a standardized formula mandated by BAJUS and NBR rules:
-
1
Determine the Base Gold Value
Multiply the net weight of the jewelry piece in grams by today's official BAJUS gold rate per gram for the selected karat (e.g. 22K, 21K).
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2
Add Making Charges (মজুরি)
Making charges represent the designer and craftsmanship fee. By BAJUS rules, standard making charges range between ৳1,500 to ৳3,000 per Bhori (approx. ৳130 to ৳260 per Gram), depending on design complexity.
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3
Apply NBR Government VAT
A mandatory 5% Value-Added Tax (VAT) is applied to the combined total of the gold metal value and the making charges.
Example Calculation: Buying 1 Bhori (11.664g) 22K Gold Ring
Essential Checklist for Buying Jewelry in Bangladesh
To get the best value when shopping at local jewelry stores, keep these points in mind:
- Verify the Live Price: Check our live rate tracker for the active base rate per gram before you head out.
- Ask About Making Charges (মজুরি): Negotiate the making charges whenever possible, especially for simpler designs.
- Demand a Hallmark Invoice: Ensure the karat hallmark stamp (916 for 22K, 875 for 21K, 750 for 18K) is engraved on the jewelry piece and clearly documented on your receipt. This is vital for future resale.
- Keep Your Billing Invoice Safe: Gold shops will deduct 10% to 20% on return values if you have the original bill, and up to 30% if the invoice is missing.